Baku:AccessBank has announced its financial results for the third quarter of 2026, highlighting a net profit of AZN 45.2 million, a significant increase from AZN 35.6 million in the same period last year.

According to Azerbaijan State News Agency, the bank paid dividends of AZN 40 million during the third quarter, with its capital buffer remaining well above regulatory requirements at AZN 239.4 million. The bank attributes its growth to the expansion of its loan portfolio, particularly in business loans, and an increase in its deposit portfolio, along with securing new international credit lines.

The loan portfolio saw a 9.6% increase, reaching AZN 1,421.6 million, with business loans making up 75.5% of this total. The deposit portfolio grew by 4.5%, amounting to AZN 1,092.0 million. Additionally, AccessBank attracted AZN 154.9 million in funding from international creditors, bolstering its financial stability.

AccessBank's assets rose to AZN 1.9 billion, marking a 16.3% increase from the previous year. Interest income increased by 15.5% to AZN 216.1 million, while net interest income reached AZN 130.4 million. The bank also reported non-interest income of AZN 12.7 million, contributing to a net operating profit of AZN 63.6 million by the end of the reporting period. The liquidity ratio stood at 98.8%, significantly exceeding the Central Bank of Azerbaijan's minimum requirement.

The bank, a leader in Azerbaijan's microfinance sector since 2002, is supported by shareholders including the Asian Development Bank and the European Investment Bank. With 39 branches, AccessBank continues to serve small and medium-sized enterprises across the country.