Baku: The assets of the banking sector in Azerbaijan reached 55.7 billion manat, APA-Economics reports, citing the Central Bank of Azerbaijan. As of the end of August 2025, the total assets of operating banks amounted to 55 billion 672.4 million manat, liabilities amounted to 48 billion 595.3 million manat, and balance capital amounted to 7 billion 77.1 million manat.

According to Azeri-Press News Agency, in the reporting month, the loan portfolio increased by 0.7% or 206.7 million manat to 28 billion 704.9 million manat. Business loans constituted 52.6% of this portfolio, totaling 15 billion 91.8 million manat. Consumer loans accounted for 31.7% with 9 billion 114.5 million manat, while mortgage loans made up 15.7% at 4 billion 498.6 million manat.

Deposits dominated the structure of bank liabilities, with the deposit portfolio reaching 36 billion 517.8 million manat, equivalent to 75.1% of total liabilities. Of these deposits, 58.7% (21 billion 431.8 million manat) belonged to legal entities, and 41.3% (15 billion 86 million manat) to individuals.

Among the deposits of individuals, 67.3% (10 billion 149.5 million manat) were in national currency, and 32.7% (4 billion 936.5 million manat) in foreign currency. Term deposits constituted 63.4% (9 billion 560.8 million manat) of the total deposits, with a 0.4% increase or 40.9 million manat in August.

In August 2025, the number of unique term depositors in the banking sector increased by 2.3%, totaling an additional 3,949 people during the month, and by 18% or 27,132 people since the beginning of the year.