Baku: For customers seeking favorable loan terms, Birbank has unveiled a special New Year offer.

According to Azerbaijan State News Agency, Birbank is presenting a unique opportunity for customers with existing loans from other banks. By transferring their loans to Birbank, customers will receive a 3% discount on the applicable interest rate, allowing them to enter the New Year with simpler financial arrangements.

The campaign, which runs from December 3 to January 15, provides customers with the chance to benefit from more favorable credit terms. This includes the potential to lower their monthly payments and consolidate their loan repayments at a single institution, thereby saving time and effort.

The offer is available for loans with a term of 12 months or longer. As part of the campaign, individuals receiving their salary or pension from Kapital Bank or any other bank can apply for a personal cash loan up to 50,000 AZN, with a repayment term extending up to 59 months. To seize this opportunity and enjoy a more relaxed holiday season, customers are encouraged to visit the nearest Kapital Bank/Birbank branch.

Birbank, operating under the trademark of Kapital Bank, offers its customers a range of digital innovations and banking products. The bank serves over 3 million active users through its mobile application and maintains the largest branch network in Azerbaijan, with 115 branches and 50 service offices. Previously known as Kapital Bank until 2025, it was the first bank in the country and is part of PASHA Holding. For more details on the bank’s offerings, customers can visit birbank.az, call the 196 Information Center, or contact the bank via its social media platforms.